Help more customers walk out with a phone — and get paid every month.
eBurst Payments finances phone purchases for customers of approved repair shops, including customers who can’t pay the full price today. Customers repay us at no more than 18% APR. Your shop gets funded monthly.
Simple for your shop. Clear for your customer.
Customer picks a phone
From your dashboard, enter the phone, IMEI and price. Your customer gets a secure link to apply.
We verify & decide
The customer verifies their bank with Plaid. We decide — often in minutes — and show them every term.
Customer signs with us
The customer’s agreement is with eBurst Payments, including consent to device payment protection.
You get funded monthly
Each month we pay you the price of every phone financed through your shop. Payments and collections are on us.
For your shop
Monthly funding for approved sales, a partner dashboard, and no responsibility for your customers’ payments once their plan is approved and signed.
For your customer
Fixed monthly payments, a fixed payoff date, an APR never above 18%, and an online account to pay and track their plan.
Structured the right way
We lend directly to the customer — we don’t buy contracts from your shop. Your shop is paid the purchase price on the customer’s behalf.
How device locking works — and the limits we put on it.
Financed phones include a device payment protection app. It helps us offer financing to customers who might not qualify elsewhere. Because it affects a device people rely on, we use it carefully and only as written in the customer’s agreement.
- Consent first. The customer agrees to device protection in writing before the plan begins, and the terms are explained in plain English.
- Notice before any lock. If a payment is past due, we send written notice and give time to pay before a device can be restricted.
- Emergency calls stay available. We only use device-protection tools that keep 911 calling available on a restricted phone.
- Unlocked when current. Bring the plan current and the device is restored. Pay it off and protection is removed completely.
- No access to personal data. Device protection can’t read messages, photos, contacts or browsing.
Partner program questions
How is my shop paid?
Partner funding is currently sent by Zelle, wire transfer and PayPal only. Add your Zelle, wire or PayPal details in your partner profile, and every payout comes with a verifiable confirmation number.
When does my shop get paid?
We fund partners monthly for every phone financed in the prior month whose customer has signed their agreement and picked up the device. Your dashboard shows each upcoming payout line by line.
What if a customer stops paying?
That’s our risk, not yours. Once a customer’s plan is approved and signed, collections are handled by eBurst Payments under the customer’s agreement and applicable law.
Who can my customers be?
Florida residents age 18 or older with a bank account they can verify. Customers with limited credit history are welcome — we look at bank history and affordability.
Do I need to collect a down payment?
The program minimum down payment is set per program and shown in your dashboard. The down payment is collected by your shop at pickup and reduces the amount financed.
Is there a cost to join?
There’s no fee to apply. Any partner fees or program terms are spelled out in the partner agreement you review before joining.