Financing that’s simple to understand and fair to repay.
eBurst Payments funds payment plans directly — for the website you’re buying, the phone you need, or the project your business can’t put 50% down on. Every plan is capped at 18% APR, fees included, with the total cost shown before you sign.
One company. Four ways we help you pay and get paid.
We fund plans in-house, so decisions come from our own underwriting team — not a bank you’ll never speak to.
Pay your provider over time
Your web designer wants 50% down? Apply here, and if approved we pay them while you make smaller scheduled payments to us.
Payment plansPhone financing
A partner program for repair shops so their customers can take home a phone today and pay over a few months.
For repair shopsSmall personal & business plans
Fixed payments, a fixed end date, and a total cost you see before you sign. Nothing revolving, nothing hidden.
See financingMerchant services
Accept cards and ACH through NMI with Interchange-Plus or Flat Rate pricing — and add payment plans for your own customers.
Get processingA real underwriting process — explained in plain English.
We review applications the way a financial institution does. The difference is we tell you exactly what we look at.
Apply in minutes
Tell us what you’re financing, who you’re paying, and the schedule you’d like.
Verify your bank
Securely connect your bank through Plaid so we can confirm income and account stability — read-only.
Get a decision
Many applications are decided instantly. Others get a same-day manual review by our team.
Sign & get funded
Review the APR, finance charge and every payment date, e-sign, and we pay your provider.
We’d rather explain it than hide it in fine print.
You’ll always know who is lending to you, how we verify you, what it costs, and how we get paid on the merchant side.
- We are the lender. eBurst Payments is a trade name of eBurst Services Inc. We are not a bank, and we say so.
- Rates are capped at 18% APR. Fees are counted inside the APR — not added on top.
- Plaid is read-only. We see balances and transactions you authorize. We never see or store your bank login.
- We’re an ISO for NMI. NMI and its partners approve merchant accounts; we earn a share of processing revenue.
What a plan disclosure looks like
Illustrative example: $2,400 over 4 monthly payments of $618.74 at 14.9% APR. Your actual terms depend on approval and are shown before you sign.
Sell more phones to customers who can’t pay all at once.
Your customer applies in the shop. When we approve them, they sign their plan with us and walk out with the phone. We pay you for the phones financed each month — your shop never carries the risk of the customer’s payments.
- Monthly funding for every approved phone sale
- Partner dashboard to submit and track customers
- Device payment protection, with clear customer consent
Already processing with us? Your customers can pay over time, too.
Pick the pricing model that fits your business, then add the tools you need — including eBurst payment plans at checkout.
Interchange-Plus (IC+)
You pay the card networks’ actual cost plus a fixed, disclosed markup. The most transparent pricing in the industry.
Flat Rate
One predictable rate per transaction, regardless of card type. Easy to budget and easy to read.
See your options without the runaround.
Applying takes about five minutes. You’ll see your APR, payments and total cost before you commit to anything.