Equal Credit Opportunity

Equal Credit Opportunity Act notice

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Notices of action taken

If we decline your application or offer different terms that you don’t accept, we will provide a written notice within 30 days that states the principal reasons for our decision, or tells you how to request them.

Income sources

You don’t have to disclose alimony, child support or separate maintenance income unless you want us to consider it in evaluating your application.